Case Studies
Protecting your transport business
From large transport companies to small business owner-drivers, from goods storage to transportation - consider whether your insurance adequately covers and protects you and your workers for safety and commercial risks.
At a glance
Business owner-operator, Southern Tasmania
Commercial vehicle and goods insurance, warehousing, business interruption cover
Repairs to own vehicle, goods in transit, interim replacement truck
The story
Carter* is an owner-operator truck driver with several delivery contracts, including a contract with a large winery to deliver wine orders to customers across Tasmania and Australia.
Carter was involved in an unfortunate accident during one of his regular wine delivery runs. The incident caused major damage to his truck and shattered all of the wine on board. This equated to thousands of dollars of lost product.
Fortunately, Carter had taken commercial vehicle and goods in transit insurance with us. The commercial vehicle insurance covered him for the damage to his truck, and he received access to another vehicle while his truck was being repaired. The goods in transit insurance covered the cost of the wine. Carter was able to continue running his business without major disruption to operations.
*Name changed for privacy reasons
Important note: This information is provided to assist you in understanding some terms, implications and common considerations of this product. It does not constitute advice, and is not complete, so please contact us to discuss the full details. You should consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD), where applicable, when deciding whether to buy (or continue to hold) this insurance and also whether this insurance is appropriate for you. These documents can be obtained by contacting our office. Deductibles, exclusions and limits apply.
